Wells Fargo Active Cash® Card
Earn unlimited 2% cash rewards on eligible purchases with no annual fee
Key Benefits of the Active Cash® Card
The Wells Fargo Active Cash® Card earns rewards on everyday purchases without rotating categories.
It also offers a $0 annual fee and digital account management. Additional benefits depend on the issuer's current terms.
- Unlimited 2% cash rewards: earn 2% on eligible net purchases without tracking rotating categories.
- No annual fee: there is no yearly charge for keeping the account open.
- Introductory APR offer: a 0% introductory APR may apply to qualifying purchases and balance transfers under current promotional terms.
- Cell phone protection: eligible cardholders may receive coverage for certain phone damage or theft when paying the monthly wireless bill with the card. Conditions apply.
- Flexible rewards redemption: redeem eligible cash rewards through available Wells Fargo Rewards options, subject to program terms.
Understand the Costs and Limitations
The card offers simple rewards, but interest and fees can increase its overall cost if you carry a balance.
Review the current pricing, promotional terms and benefit restrictions before applying.
- Introductory APR is temporary: the standard variable APR applies after the promotional period, according to the account terms.
- Balance transfer fees: transfers may involve fees, eligibility requirements and promotional deadlines.
- Foreign transaction fees: purchases processed in foreign currencies may incur fees under the card's pricing terms.
- Cell phone coverage restrictions: protection has coverage limits, a deductible, exclusions and payment requirements.
- Approval is not guaranteed: Wells Fargo reviews each application under its credit criteria. Terms may vary by applicant.
How to Apply for the Active Cash® Card
Apply through the official Wells Fargo website. Review the current offer, rates and fees first.
Wells Fargo evaluates eligibility and credit limits. Submitting an application does not guarantee approval.
- Visit the official website. Open the Active Cash® Card page to review the offer.
- Review the card terms. Check the rewards rate, annual fee, APR and balance transfer fees.
- Complete the application. Provide the requested personal, financial and identification details.
- Submit and await a decision. Follow any additional instructions from Wells Fargo. Approval and credit limits depend on its review.
The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards and no annual fee.
Compare the potential rewards with interest rates, fees and benefit conditions. Check the latest offer and disclosures before applying.
You will be redirected to the official Wells Fargo website
Credit card terms, promotional offers, fees, rewards and benefits may change. Review the issuer's current disclosures and Guide to Benefits before applying. Credit approval is subject to Wells Fargo's criteria.