Discover it® Cash Back: How to Apply
Explore 5% cash back, Cashback Match and how to apply
Explore the Cashback Benefits
Earn cash back on eligible purchases, enjoy first-year Cashback Match and pay $0 annual fee
5% rotating categories:
earn 5% cash back in activated
quarterly categories, up to the spending limit
Everyday rewards:
earn 1% cash back
on other eligible purchases
First-year Cashback Match:
Discover matches eligible cash back
earned by qualifying new cardmembers
No annual fee:
enjoy a $0 annual fee
and eligible $0 fraud liability
Introductory APR:
the offer describes 0% intro APR
for 15 months on purchases and
balance transfers, followed by a variable APR
Understand the Costs and Limitations
Consider quarterly activation, reward limits, interest and card acceptance
Activation required:
activate each quarter to earn
5% cash back in eligible categories
Quarterly spending cap:
the 5% reward rate has a limit
on qualifying purchases
Interest and fees:
carrying a balance, cash advances or late payments
may result in additional charges
Introductory APR expiration:
a variable APR applies after the
promotional period; balance transfer fees
may also apply
Acceptance and approval:
Discover acceptance varies by merchant,
and approval is not guaranteed
How to Apply for Discover it® Cash Back
Apply through Discover's official website after reviewing rewards, APR, fees and eligibility
1
Visit Discover.
Open the official card page
2
Review the offer.
Check cash back, Cashback Match
and activation rules
3
Check the costs.
Review APR, fees and eligibility
4
Prepare your details.
Have personal and financial information ready
5
Submit your application.
Complete the form and review your information
6
Follow Discover's instructions.
If approved, complete the steps to
receive and activate your card
Discover it® Cash Back offers rotating rewards, first-year Cashback Match and a $0 annual fee. Review current rates, fees and terms before applying
GO TO THE DISCOVER IT® PAGEYou will be redirected to Discover's official website