Chase Sapphire Preferred® Credit Card
Travel Smarter and Earn More
By: Zienic
Accelerated Rewards on Travel & Dining
Earn valuable Chase Ultimate Rewards® points on travel, dining, and eligible everyday purchases.
Flexible Point Redemptions
Enjoy multiple ways to use your points, including travel bookings, statement credits, and transfers to airline and hotel partners.
Generous Welcome Bonus
Take advantage of an attractive sign-up bonus by meeting the minimum spending requirement in the first months.
Built-In Travel Protection
Access important travel insurance benefits, such as trip cancellation and interruption coverage and rental car insurance.
A credit card designed for travelers and everyday spending
The Chase Sapphire Preferred® Credit Card stands out for its balance of rewards, flexibility, and travel-focused benefits. Cardholders earn bonus points on travel and dining purchases, making it an excellent companion for frequent travelers and food enthusiasts alike. Points earned can be redeemed through the Chase Ultimate Rewards® portal, where they often have increased value when used for travel. Beyond rewards, the card includes several travel protections that add peace of mind. Benefits such as trip delay reimbursement, trip cancellation and interruption insurance, and primary rental car insurance can help reduce unexpected travel expenses. The card also has no foreign transaction fees, making it ideal for international use. With a reasonable annual fee compared to premium travel cards, the Chase Sapphire Preferred® Credit Card delivers strong value without requiring a high spending threshold. It’s well suited for people looking to elevate their rewards strategy while maintaining flexibility and control over how their points are used.
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What rewards does the Chase Sapphire Preferred® Credit Card offer?
The card earns Chase Ultimate Rewards® points on travel, dining, and other eligible purchases.
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Does the Chase Sapphire Preferred® Credit Card have an annual fee?
Yes. The card has an annual fee, which is lower than many premium travel credit cards.
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Can I use points for travel partners?
Yes. Points can be transferred to participating airline and hotel loyalty programs.
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Are there foreign transaction fees?
No. The Chase Sapphire Preferred® Credit Card does not charge foreign transaction fees.
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What credit score is recommended to apply?
Applicants typically need good to excellent credit to qualify for the card.
How to request the Chase Sapphire Preferred® Credit Card
Applying for the Chase Sapphire Preferred® Credit Card is a straightforward process that can be completed online. To begin, applicants visit the official Chase website and fill out a credit card application form. This typically includes personal information, income details, and authorization for a credit check. Approval decisions may be instant, though some applications require additional review. Applicants with good to excellent credit generally have the best chances of approval. Once approved, the physical card is mailed and usually arrives within several business days. After receiving the card, activation can be done online or through the Chase mobile app. Cardholders can then set up digital wallets, manage payments, and track rewards through their Chase account. Paying balances on time and using the card for eligible purchases helps maximize rewards while maintaining a healthy credit profile.